Investment Management
Investment Management
Investment management is the process of growing and protecting your money through carefully chosen investments that align with your goals and risk comfort level.
It’s more than just buying and selling — it’s about creating a personalized strategy that reflects your financial situation, whether you’re saving for retirement, a home, education, or simply looking to build long-term wealth.
As your advisor, I help you:
Understand your options
Choose investments that make sense for you
Monitor and adjust your strategy as life and markets change
My approach focuses on segregated funds, which offer the potential for growth along with added benefits like:
Maturity and death benefit guarantees
Creditor protection in certain cases
Estate planning advantages, like faster and simpler transfer of assets
Ultimately, investment management is about giving you confidence and clarity with your money — so you can focus on what matters most to you.
What Does the Investment Management Process Involve?
Once we’ve identified your goals, we follow a disciplined and personalized investment process designed to help you grow and protect your wealth over time. This typically includes:
1. Goal Setting
We begin by understanding your unique objectives — whether it’s retirement, buying a home, funding education, or simply building long-term wealth. We consider key factors like your risk tolerance, time horizon, and desired returns.
2. Asset Allocation
We determine how to divide your investments across different asset classes (such as stocks, bonds, real estate, and cash) to strike the right balance between risk and reward.
3. Portfolio Construction
Using the asset allocation as a guide, we build a diversified portfolio tailored to your risk profile and goals. This may include a mix of individual securities and professionally managed funds — including segregated funds when appropriate.
4. Risk Management
We actively manage risk through diversification, ongoing analysis, and strategies like rebalancing or hedging where needed — always with your comfort and objectives in mind.
5. Performance Monitoring
We track your portfolio’s performance relative to appropriate benchmarks and make adjustments when necessary to keep your strategy aligned with changing markets and your evolving life needs.
6. Research and Analysis
Behind every recommendation is thoughtful research. We stay informed on financial markets, economic trends, and investment opportunities to make well-grounded, informed decisions on your behalf.
7. Tax Efficiency
We aim to optimize your returns not just before tax, but after — using strategies that help reduce unnecessary tax burdens.
8. Ongoing Communication
You’ll never be left in the dark. I provide regular updates, reviews, and check-ins so you always understand how your investments are doing and why decisions are being made.